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Personal Loans

Home / Lending / Personal Loans

For those unexpected times in life when you could use some extra cash, Equitable Federal Credit Union offers personal loans to our members.

Credit Rebuilder

If you need to borrow money but have less than perfect credit, you have come to the right place. With our credit rebuilder loan, we can help you pay your debt while you build your credit. With a fair and fixed rate, borrowing has never been so simple!

Loan details:

  • $500 - $1000
  • Loan terms from 3 to 6 months
  • Small application fee of $25
  • Loan repayment only available with direct deposit. Must be at current employment for 1 year or greater.
  • Must be a member for a minimum of 6 months with no delinquent loans in the previous 12 months.

To apply, please click here or call our loan officers today!

Signature Loan

Need extra money but don't have the means to secure it? Equitable FCU offers members a personal loan* that allows you to borrow for whatever you need. This loan is perfect for vacation, wedding, taxes or even consolidating your bills.

  • Flexible terms up to 24 months
  • No early payoff penalties

*Must be a member of Equitable FCU for 6 months with direct deposit. Maximum loan amount of $3000.

Share pledge Loan

Our Shares Secured loans are a great option to help you build your credit or make a purchase without dipping into your savings. Fully secured by shares in your Equitable FCU account, this loan traditionally offers borrowers a lower rate.

  • As the loan is paid off, more shares become available to you
  • Shares continue to earn dividends

Home Improvement Loan

Have a project you've been postponing due to the cost? With our Home Improvement loan you can stop waiting and finish those projects and feel proud of your home!

  • Flexible terms
  • Copy of signed contract required

View our great loan rates here.