NOTICE: Mail Delivery Delays

The United States Postal Service is experiencing delays in the delivery of mail due to the continued pandemic. To avoid any fees or penalties, we recommend using our online payment option.

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Online Banking

ProPay Online Payments

Home / Lending / ProPay Online Payments

We use ProPay, a third-party service provider, to securely process online payments to your eligible Equitable Federal Credit Union loan. This service is offered specifically to accommodate members who need to transfer a loan payment from another financial institution. You can make a payment using your Visa or MasterCard debit card or your external bank account. Please note that our primary payment methods are free of charge, including: cash, check, payroll deduction or other incoming ACH and online/mobile banking transfers.

  • Setup recurring or one time payments

  • Use your Visa or MasterCard debit card or your external banking account and routing number

  • Make your payment anytime! This service is available 24/7

Transaction Fees

Transaction Type Convenience Fee Maximum Transaction Amount
Debit Card $4.95 $3,000
Electronic Check (ACH) $10.95 $3,000


  • Payments can only be made to an Equitable Federal Credit Union Consumer Loan (Vehicle, Recreational, Signature).
  • Payments made outside of business hours or on weekends or holidays will be effective the next business day.
  • Payments will be effective only after the transaction has been validated.
  • Any disputed transaction will result in payment reversal from your loan and may result in additional fees. (Refer to your loan agreement for details)
  • Please retain a copy of the supplied receipt page or email as proof your transaction has been approved.
  • The applicable transaction fee is non-refundable.
  • Maximum transaction amount is $3,000.00.