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ProPay Online Payments

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We use ProPay, a third-party service provider, to securely process online payments to your eligible Equitable Federal Credit Union loan. This service is offered specifically to accommodate members who need to transfer a loan payment from another financial institution. You can make a payment using your Visa or MasterCard debit card or your external bank account. Please note that our primary payment methods are free of charge, including: cash, check, payroll deduction or other incoming ACH and online/mobile banking transfers.

  • Setup recurring or one time payments

  • Use your Visa or MasterCard debit card or your external banking account and routing number

  • Make your payment anytime! This service is available 24/7

Transaction Fees

Transaction Type Convenience Fee Maximum Transaction Amount
Debit Card $4.95 $3,000
Electronic Check (ACH) $10.95 $3,000


  • Payments can only be made to an Equitable Federal Credit Union Consumer Loan (Vehicle, Recreational, Signature).
  • Payments made outside of business hours or on weekends or holidays will be effective the next business day.
  • Payments will be effective only after the transaction has been validated.
  • Any disputed transaction will result in payment reversal from your loan and may result in additional fees. (Refer to your loan agreement for details)
  • Please retain a copy of the supplied receipt page or email as proof your transaction has been approved.
  • The applicable transaction fee is non-refundable.
  • Maximum transaction amount is $3,000.00.