Top of page Top of page
Credit Card Debit Card

Credit Cards

Home / Lending / Credit Cards

Credit union credit cards have gained a solid reputation as being some of the best. The Equitable Federal Credit Union Credit Cards Offered is no different.

Discover how great our credit cards offered rates really are!

Unsecured MasterCard Credit Card

Have established credit and need help with monthly expenses or those pesky repair bills? Our unsecured MasterCard credit card is what you need.

  • No annual fee
  • Fixed rates as low as 9.78% APR1
  • Same rate for cash advances
  • Balance transfer rate of 5.50% APR2
  • Manage your account online through GoToMyCard.com

Secured MasterCard Credit Card

Need help building or rebuilding your credit? A secured MasterCard credit card is right for you!

  • Same No annual fee
  • Same Fixed rates as low as 9.78% APR1
  • Same Rate for cash advances
  • Same Balance transfer rate of 5.50% APR2
  • Also Manage your account online through GoToMyCard.com

Balance Transfers

Transfer the balance of your high-interest credit cards to an Equitable Federal MasterCard credit card today and save! Our balance transfers are free to all members and are transferred at a low rate of 5.50% APR2!

To transfer your balances today, simply fill out our Balance Transfer Request form and submit to the credit union.


Important Numbers

Here are some numbers you may need pertaining to your MasterCard Credit Card:


Making Payments

Trying to make a payment to you MasterCard credit card? Here's how:

  • Online through Home Banking
  • GoToMyCard.com Website
  • Mail To: MasterCard, PO Box 672051, Dallas, TX 75267-2021
  • Mobile Apps
  • In person at our branch

1. APR = Annual Percentage Rate. Equitable Federal Credit Union maintains the right not to open any MasterCard account if: a) the information provided is incomplete, inaccurate or cannot be verified, b) if the member does not meet Equitable Federal Credit Union’s standard for creditworthiness, or c) member’s name and/or mailing address have been altered. Standard MasterCard rate between 9.78 - 16.78% APR based on your creditworthiness and subject to change at any time. Fees associated with Equitable Federal Credit Union MasterCard: a) Foreign Transaction - 1% of each transaction in U.S. Dollars, b) Currency Conversion - 1% of each transaction in U.S. Dollars. View full Equitable Federal Credit Union MasterCard disclosures here.

2. APR = Annual Percentage Rate. The 5.50% APR balance transfer rate is a promotional rate. It is applied to the balance transferred unless the account becomes delinquent and/or over the limit. All other purchases will reflect the standard MasterCard rate between 9.78 - 16.78% APR based on your creditworthiness. A balance transfer fee of 4% is applied for each balance transferred.