Share Types
Christmas Club
$10 Penalty for early withdrawal. Funds are deposited to shares the first week in November
Kids Club
Minimum Balance $10.00, Any child up to 18 years of age.
Money Market
Minimum balance of $500.00. 3 Transactions per month of $250.00 or more, which includes
withdrawals and transfers.
Regular Share Savings
Minimum balance of $25.00. This account does not gain interest until the account
reaches a $100.00
Regular Share Draft
$50.00 to open the account. No minimum daily balance.
Special Share Draft
Minimum of $500.00 daily balance required in order to waive monthly service fee of
$7.50.
Regular I.R.A.
Minimum of $50.00. Dividends are calculated by applying the periodic rate to the
average daily balance in the account and are compounded and paid monthly.
Share Certificates
Minimum Deposit $1,000.00. Penalty for early withdrawal is the loss of 120 days
dividends. Dividends are calculated by applying the periodic rate to the average daily
balance in the account and are compounded and paid monthly.