Equitable Federal Credit Union
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Image of Young MembersMembership has its benefits! Equitable Federal Credit Union members have access to all the financial products, services and conveniences our credit union has to offer. Why join a credit union?
Join us today—for all the benefits that membership offers.


 Benefits of Membership

Who can join?

Our field of membership includes:

  • Any persons who live, work, worship or attend school in, and businesses or other legal entities located in the city of Akron, OH.
  • You are an Immediate Family Member or live in the same Household of an existing member or individual eligible for membership.


  • Social Security Number
  • Driver's license, state ID or government ID
  • Current home address (previous address required if at current address for less than two years)
  • $5.00 deposit to fund your account


You will need to provide the following joint owner information:

  • Social Security Number
  • Driver's license, state ID or government ID
  • Current home address (previous address required if at current address for less than two years)


Family and household members will be referred to as 'sponsors' (the person through whom you are eligible for membership) throughout the application process. If you are using a sponsor for membership eligibility, you will need to provide the following information:

  • Sponsor's last name
  • Sponsor's Access Number or last for digits of sponsor's Social Security Number
  • Sponsoring member's affiliation (e.g., ????)



We've made applying for membership quick and simple!   

Application Requirements

Opening an account at Equitable FCU can be done in as little as five minutes. But please note we will ask you to provide the following documents for both the primary and joint owners:

  • Valid Driver’s License or State Issued ID (including the state, issue date and expiration date), valid Military ID, or a valid US Passport. The name on the ID should match the name on the application.
  • Social Security Card (if you’re adding a beneficiary, you will need their SSN)
  • $5 deposit to open your share account.


  In Person
  1. Print the application form (PDF Icon305KB)
  2. Visit our branch during business hours (view them here)
  3. Bring the following:
      Completed membership application
      $5 deposit to open your share account
      Valid driver's license or government ID

Once a member, Always a member!

Immediate Family Member

Immediate Family Member is defined as spouse, child, parent, grandparent or grandchild. This includes stepparents, stepchildren, step siblings and adoptive relations.

Household is defined as persons living in the same residence maintaining a single economic unit.

Why Join a Credit Union?

Join a credit union and you'll enjoy a variety of benefits.

Great Financial Services

Credit unions provide a place for members to save and get loans at reasonable rates. Other services vary by credit union, and are tailored to meet members' needs. This is one place where member voting comes in; as a member, you get to say what's important to you. Services include:

  • Credit cards with low or no annual fees and low interest rates
  • Direct deposits, cable and wire deposits
  • Financial education and counseling services
  • High interest rates on savings accounts, CDs and money market accounts
  • Low cost or free checking with low or no minimum balance requirements
  • Low interest rates on mortgages and vehicle loans
  • Notary services
  • Online banking

Personal Attention

Because of the superior personal attention they give to members—and high quality service—credit unions consistently earn higher customer satisfaction ratings when you compare them to banks. In fact, credit unions have consistently ranked highest for service in a Gallup study commissioned by American Banker magazine.

Credit unions employ knowledgeable member service representatives who will work with you to make your financial transactions as easy and convenient as possible—and help you achieve your financial goals.

Better Rates and Lower Fees

Credit unions pass any "profits" they make directly back to members. Because there are no shareholders to keep happy, credit unions are able to offer, on average, better rates and lower fees.

In fact, credit unions typically offer higher rates on savings and certificates—and much lower rates on loans. That’s because all profits come back to the members—not to a board of directors.

And your savings are insured up to $250,000 by the NCUA so your money is safe and secure.

USA Patriot Act - Important information about opening a new account: Federal law requires that we obtain, verify, and record information that identifies each person who opens an account. Within this application, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed pending further verification of your identity.

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