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Equitable Federal Credit Union
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Loan Rates

Vehicle Loans

Auto

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Vehicle Loans
Effective Date: Sunday, November 19th, 2017
TypeTerm (Months)APR* as low as
Vehicles Model Year 2016 & Newer --- Up to 125%** NADA¹ MSRP²
  24 2.75%
  36 3.00%
  48 3.25%
  60 3.75%
  72 4.00%
  84 4.25%
Vehicles Model Year 2013 - 2015 --- Up to 125%** NADA¹ MSRP²
  24 2.75%
  36 3.00%
  48 3.25%
  60 3.75%
  72 4.00%
Vehicles Model Year 2010 - 2012 --- Up to 125%** NADA¹ MSRP²
  24 4.25%
  36 4.50%
  48 4.75%
  60 5.00%
  72 5.25%
Vehicles Model Year 2009 and Beyond Call  330.633.7307 x 304 for current rates

Recreational Loans

Motorcycles/Boats/ATVs

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Recreational Loans
Effective Date: Sunday, November 19th, 2017
TypeTerm (Months)APR* as low as
2012 & Newer Model Years
  24 4.75%
  36 4.75%
  48 4.75%
  60 4.75%
  72 5.00%
2010 - 2011 Model Years
  24 6.75%
  36 6.75%
  48 6.75%
  60 6.75%
  72 7.00%

Credit Cards

Credit Cards

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Credit Card
TypeAPR* as low as
MasterCard 9.78%
Balance Transfer 5.50%

Personal Loans

Personal Loans

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Personal Loans
Effective Date: Sunday, November 19th, 2017
TypeTerm (Months)APR* as low as
Personal Loan Up to 24 9.25%
Share Secured Loan   4.00%

Home Improvement

Home Improvement

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Home Improvement Loan
Effective Date: Sunday, November 19th, 2017
Term (Months)APR* as low as
Up to 60 7.99%


*
APR=Annual Percentage Rate. Actual rate determined by individual credit profile. All rates are based on evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
**Including Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
1NADA=National Automobile Dealers Association.
2MSRP=Manufacturer Suggested Retail Price.

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