Equitable Federal Credit Union
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Loan Rates

Vehicle Loans

Auto

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Vehicle Loans
Effective Date: Thursday, April 26th, 2018
TypeTerm (Months)APR* as low as
Vehicles Model Year 2016 & Newer --- Up to 125%** NADA¹ MSRP²
  24 2.50%
  36 2.75%
  48 3.00%
  60 3.50%
  72 4.00%
  84 4.50%
Vehicles Model Year 2013 - 2015 --- Up to 125%** NADA¹ MSRP²
  24 3.00%
  36 3.25%
  48 3.50%
  60 4.00%
  72 4.50%
Vehicles Model Year 2010 - 2012 --- Up to 125%** NADA¹ MSRP²
  24 4.25%
  36 4.75%
  48 5.00%
  60 5.50%
  72 6.00%
Vehicles Model Year 2009 and Beyond Call  330.633.7307 x 304 for current rates

Recreational Loans

Motorcycles/Boats/ATVs

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Recreational Loans
Effective Date: Thursday, April 26th, 2018
TypeTerm (Months)APR* as low as
2012 & Newer Model Years
  24 4.75%
  36 4.75%
  48 4.75%
  60 4.75%
  72 5.00%
2010 - 2011 Model Years
  24 6.75%
  36 6.75%
  48 6.75%
  60 6.75%
  72 7.00%

Credit Cards

Credit Cards

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Credit Card
TypeAPR* as low as
MasterCard 9.78%
Balance Transfer 5.50%

Personal Loans

Personal Loans

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Personal Loans
Effective Date: Thursday, April 26th, 2018
TypeTerm (Months)APR* as low as
Personal Loan Up to 24 9.25%
Share Secured Loan   4.00%

Home Improvement

Home Improvement

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Home Improvement Loan
Effective Date: Thursday, April 26th, 2018
Term (Months)APR* as low as
Up to 60 7.99%


*
APR=Annual Percentage Rate. Your actual APR will be determined at time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history,  No all applicants will qualify for the lowest rate.  The rate you receive on your loan will be the rate in effect at the time of loan disbursal.  Rates are subject to change at any time.

Rate depends on term.  Other restrictions including vehicle and mileage limitations may apply. Up to 125% financing is available to qualified members. Equitable does not permit internal refinances of an exsisting Equitable auto loans.

**Including Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.

1NADA=National Automobile Dealers Association.
2MSRP=Manufacturer Suggested Retail Price.

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