Loan Rates
Rates effective as of 11/1/2009. All Loans, Visa Rates, Conditions,
and Terms are subject to change and credit approval. Contact the credit union for current rates.
USED VEHICLES |
AUTOS, MOTORCYCLES, AND BOATS** |
Auto/Recreational Vehicles/Boats/Motorcycles
Previously Titled |
|
| TERM |
LTV |
APR* |
| 0-24 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
5.00%* |
| 25-36 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
5.50%* |
| 37-48 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
6.00%* |
| 49-60 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
6.25%* |
| 61-72 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
7.25%* |
NEW VEHICLES |
AUTOS, MOTORCYCLES, AND BOATS** |
Auto/Recreational Vehicles/Boats/Motorcycles
New Never Titled |
| TERM |
LTV |
APR* |
|
| 0-24 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
4.00%* |
| 25-36 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
4.50%* |
| 37-48 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
5.00%* |
| 49-60 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
5.25%* |
| 61-72 Months |
MAXIMUM FINANCING UP TO 100% OF LOAN VALUE |
6.25%* |
| LOAN TYPE |
APR* |
APY |
TERM |
| Equitable-S-Line |
4.00% |
|
120 |
| Home Improvements |
11.00% |
|
60 |
| Signature |
14.75% |
|
48 |
| Visa Credit Card |
13.78% |
14.68% |
|
*Maximum financing term or rate may vary as determined by your
individual credit profile.
** Boats must be titled in state of residency.
APR = Annual Percentage Rate/APY = Annual Percentage Yield
All rates and polices are subject to change without notice.