EQUIFAX DATA BREACH UPDATE
What Should You Do?
Protecting our members' information is always a priority. Because this Equifax breach is so significant, we want to provide our members with more information to ensure that you have done everything you can to protect your identity.
- Visit https://www.equifaxsecuirty2017.com to learn more about the data breach and educate yourself on the details. You can also check to see if your personal or financial information may have been impacted. Regardless of whether you have been impacted or not, you will have the option of enrolling in Equifax's ID Theft and Credit Monitoring service called TrustedID Premier.
- Check all your credit reports. AnnualCreditReport.com is a great and free option to view all your information on all three of your credit reports. This is an absolutely free service that you can take advantage every year. By checking your credit reports from each of the major credit reporting agencies, you will be able to determine if your identity has been compromised.
- Set up Fraud alerts on your credit reports. By setting up fraud alerts, you will be notified any time your credit report is pulled. You can set up fraud alerts by contacting one of the three credit bureaus, Equifax, TransUnion or Experian. You only have to contact one of the bureaus and they are required to notify the other two. You may also request a credit freeze if you want further protection.
- Update your accounts. It is a good idea to reset all your passwords, PINs and/or other credentials to all your personal and financial accounts.
- Monitor. Finally, continuously monitor your bank, credit union and other financial accounts. Continually monitoring is another way to ensure you will catch if something is off. If you notice anything suspicious, you contact that institution immediately.
Following the above steps are a great way to be proactive about your identity and personal information. It will help ease your mind and assure you that your information is safe and secure. Equitable FCU will continue to monitor our members accounts and notify you if anything suspicious arises. If you have any questions or concerns, please do not hesitate to stop in or call our branch at 330.633.7307 or toll free at 800.321.8237.Go to main navigation