Equitable Federal Credit Union
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Fee Schedule

Fee Schedule

Debit Cards

Debit Card Replacement Fee $10.00
Debit Card Non-Sufficient Fund $30.00

Debit Card Transaction Fee
First 5 PIN based transactions are free; all signature based transactions are free.



Share Draft (Checking) Monthly Service Fee FREE
Stop Payment on Check $30.00
Stop Payment on ACH $30.00
Non-Sufficient Fund $30.00
Photocopy of Check $3.50

Account Reconciliation (per hour)
Research for special request other than credit union error; minimum $15 charge.

Overdraft Transfer Fee $10.00

Money Market Account Monthly Fee
$500 minimum daily balance required to waive monthly fee. Minimum withdrawal amount of $250 or $10 fee applies. Maximum of 3 withdrawals per month.


Mailing Services

Certified $10.00
Overnight $35.00


Maintenance Fee (Annual) $50.00
Closing Fee $50.00

Maintenance Services

Christmas Club Early Withdrawal $10.00

Withdrawal Penalty
Closing fee for accounts closed within 90 days of opening


Dormant Account Fee
1 year of inactivity with balances less than $1000

Return Mail Fee $8.00

Other Service Charges

Levy $25.00
Litigation At Cost
Cashier's Check $3.00
Photocopy of Past/Interim Statement $5.00
Individual (Non-Recurring) ACH $8.00

Alternate Name on Check
Must be physically present at Credit Union

Expedited Service Fee $25.00
Duplicate DMV Documents $35.00
Loan Document Copies $35.00 /loan
Transaction by Phone $3.00
Check by Phone $5.00

Financial Directives Fee
Ex. Child support orders per withdrawals

Return Check Fee $30.00
Check Cashing Fee (Non Members Only) $5.00
Paper Statement Fee (Per Statement Mailed) $1.00


Loan Late Fee $35.00
Loan Return Payment $30.00
Skip-A-Pay Fee $30.00 /loan

MasterCard Credit Card

Annual Fee FREE
Replacement Card Fee $10.00

Late Fee
Until payment is current

Foreign Transaction 1% in U.S. dollars
Over Limit Fee NONE
Payment Return Fee $27.00
Cash Advance Fee $25.00
In-House Payment Fee $3.00
Balance Transfer 4% of transferred balance


Domestic $25.00
Incoming $10.00
International $50.00

All Fees are Subject to Change. Qualifications may apply. Effective February 17, 2020
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